AONAX
Gateway to TMS, one-stop institution-side integration
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AONAX Payment Gateway
RKI key injectionTMS terminal management
View system integration plan
EMV L1/L2/L3
Contactless kernels certified across every major card scheme
Our Level 2 kernel library covers the contactless flows of every major card scheme — scroll down to see each certified scheme in turn.
EMV L2 · Contactless kernel01
International schemes
Contactless certification kernels covering the world's major card schemes, all certified to the latest specifications.
MastercardDEK/DET · TORN · RRP
VisaOnline ODA supported
American ExpressOnline & offline coverage
JCBLegacy & current modes
DiscoverZIP mode supported
UnionPay QuickPassNational cipher algorithms · e-cash
EMV L2 · Contactless kernel02
Local schemes
Domestic payment networks for a single country or region, certified for their core contactless flows.
MIRRussia · ATM/retail/transit
madaSaudi Arabia · debit cards
InteracCanada · debit cards
RuPayIndia · ATM/POS/e-commerce
NETSSingapore · national payment network
ELOBrazil · national payment network
EMV L2 · Contactless kernel03
Other schemes
Contactless platforms not tied to a single country, also within our Level 2 kernel certification scope.
FeliCaJapan · Sony · transit wallets
PURE PaymentsCard / phone / wearable acceptance
0years of certification services
0card scheme kernels certified
0EMV certifications passed
0years of core team payments experience
Card Reader Hardware
Finished readers and bare boards, in two form factors
The finished, cased device works out of the box; the board form factor supports embedding and custom development. Software SDK and certifications ship in sync, covering Visa / Mastercard / American Express / JCB / Discover / UnionPay / PURE / MIR and other L2 schemes — one module covers payment acceptance plus access-control and transit integrations.
Transit reader · tap-to-ride on any bus
Finished device · ready out of the box
Embedded kernel board · supports embedding & custom development
CPM · Contactless Payment Module
A plug-and-play contactless payment module ›
An all-in-one design for self-service kiosks, vending machines, and transit gates, built around a Maxim secure processor (PCI PTS v6.1) and an NXP PN5190 contactless chipset.
SoftPOS
Turn any NFC-enabled Android phone into a contactless acceptance terminal
No extra hardware to buy or maintain — choose the SDK, the core Engine, or a full white-label App depending on how much you want to build yourself. PCI MPoC / PCI DSS certified, with scheme-level SoftPOS certification already done for you.
Integrate SoftPOS capability into your own app as an SDK — a few lines of code is all it takes to accept contactless payments. The Secure Host covers payment processing, risk monitoring, merchant management, and acquirer certification.Learn more ›
NFC Wallet
A Seed Wallet ready to launch anytime
Certified for PCI DSS, MDES, and Mastercard DAC, cards can be bound into a phone's and a watch's NFC wallet separately; inheriting Aonax's Mastercard Wallet Membership certification can cut 12 months off your own launch certification timeline.
The same card can be bound into both a phone's and a watch's NFC wallet — once bound, the card stays on the device. Once the watch is bound, it can pay on its own even if the phone is left at home.
Financial Test Cards
Fast start · low cost of entry
Basic kit
2 cards per scheme minimum · 12 cards total
- Contact + contactless
- Online authorization
- Signature verification
- Debit / credit cards
Most popular
R&D workhorse · full-flow coverage
Professional kit
8 cards per scheme minimum · 50 cards total
- All CVM types
- All transaction outcomes
- Multi-app cards
- SDA / DDA / CDA / fDDA
Certification-ready · full regression
Premium kit
16 cards per scheme minimum · 100 cards total
- Full data authentication + ODA
- Full negative testing
- Regional variants (dual-AID, etc.)
- EMV L2/L3 readiness
Flexible solutions for every business model. A full toolkit for acceptance and certification, used standalone or together, covering your whole business.
Membership, coupons, stored-value cards — sorted for merchants
Merchant digitizationMembership → coupons → stored-value cards
AgentPay + AI retrieval, payments that understand users
Pull up this card's spending for me this month.
Found it — here's the summary:
AgentPayAgent completes authorization automatically
AI retrieval serviceAnswers back in seconds
Car keys and access control, on a single NFC chip
((•))
ACCESS
Global transaction data, mapped into behavioral profiles
Real-time risk control
Behavioral profiles
Transaction insights
Vending machines and unattended retail, tracked at a glance
AONAX Self-Service Device Management · Real-Time Monitoring
| Device ID | Location | Status | Today's Revenue |
|---|---|---|---|
| VM-1024 | Office Tower A | Online | $2,340 |
| VM-1025 | Metro Exit B | Online | $1,870 |
| VM-1031 | Mall Floor C | Offline | $0 |
| VM-1042 | Campus Zone D | Online | $3,120 |
AONAX SESSIONS
Building economic infrastructure for the next generation of payment terminals.
Watch the replayThe foundation of payments edge technology
0
card scheme kernels supported
0
payments certification experience*
0
EMV Contactless, end to end
0
terminal historical uptime (structural sample)
*Aonax was founded in 2015 and was among the first companies to take part in EMV contactless certification; this figure reflects the founding team's own certification experience predating the company itself.
Latest news
See what's happening at Aonax.
Metro turnstiles certified for Visa & Mastercard in 21 days — a record pace
Handheld POS clears 8 card schemes in a single month
SoftPOS integration layer now routes across multiple acquirers
SoftPOS adds direct UPI connectivity
First-in-China SBMP certification, completed
A leading phone brand's Mastercard channel goes live in the Middle East — phones and wearables alike
An emerging-market phone brand brings UnionPay International to Southeast Asia
Start today
No install, no credit card — tell us about your card reader, SoftPOS, or wallet project and a payments engineer will follow up.