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EMV L1/L2/L3

Interac contact & contactless kernel

Level 2 contact and contactless kernels certified for Interac, ready to drop into a card reader, POS terminal, or SoftPOS app.

What it covers

Our Interac kernels handle both the chip-insert and contactless flows end to end:

  • Reads and processes Interac-branded contactless cards and mobile wallets
  • Reads and processes Interac chip cards inserted at the terminal (contact)
  • Full EMV Level 2 kernel logic — application selection, risk management, cardholder verification
  • Certified against Interac's own test plan, not just a generic EMV baseline
Interac Flash. Interac Flash is Canada's own contactless debit standard — Interac built it independently since it isn't a Visa/Mastercard-licensed network.
SchemeInterac
Brand nameInterac Flash
Contact (chip) applicationInterac chip debit
Modes supportedCanada's national contactless payment specification
Aonax certification statusLevel 2 kernel certified, integrated into card readers, POS terminals, and SoftPOS builds
Chip-insert acceptance runs on our EMV contact kernel, in the same build as the contactless kernel.

Want this kernel in your build?

Tell us your terminal or reader platform and we will scope the integration.

service@aonax.com