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EMV L1/L2/L3

Mastercard contact & contactless kernel

Level 2 contact and contactless kernels certified for Mastercard, ready to drop into a card reader, POS terminal, or SoftPOS app.

What it covers

Our Mastercard kernels handle both the chip-insert and contactless flows end to end:

  • Reads and processes Mastercard-branded contactless cards and mobile wallets
  • Reads and processes Mastercard chip cards inserted at the terminal (contact)
  • Full EMV Level 2 kernel logic — application selection, risk management, cardholder verification
  • Certified against Mastercard's own test plan, not just a generic EMV baseline
Mastercard Contactless. Mastercard's own contactless brand (formerly PayPass) — our kernel is certified against Mastercard's Level 2 contactless kernel specification.
SchemeMastercard
Brand nameMastercard Contactless (formerly PayPass)
Contact (chip) applicationM/Chip
Modes supportedDEK/DET, TORN, RRP and related risk-management profiles
Aonax certification statusLevel 2 kernel certified, integrated into card readers, POS terminals, and SoftPOS builds
Testing RRP on your own device? Our RRP test cards come with multiple timing parameter profiles.
Chip-insert acceptance runs on our EMV contact kernel, in the same build as the contactless kernel.

Want this kernel in your build?

Tell us your terminal or reader platform and we will scope the integration.

service@aonax.com